DWP £812 loan: who is eligible and when do you pay it back?

A new £812 loan the Department for Work and Pensions has launched aims to help benefits claimants even more this year.

Those eligible do not need to pay the loan back straight away.

The DWP budgeting advances and loans can be used for one-off expenses such as replacing household appliances.

The DWP said: "A Budgeting Loan is interest-free so you only pay back what you borrow. The repayments will be taken automatically from your benefits.

"The amount you repay is based on your income — including any benefits you receive — and what you can afford. After you apply for a Budgeting Loan, you’ll get an email, text or letter telling you if you’ve been offered a loan. This explains how much your weekly repayments will be if you accept the loan."