You will be offered 1-3 plan duration options for a qualifying purchase or qualifying amount. The plan duration options can vary based on a variety of factors such as your creditworthiness, the purchase amount, and your Account history. The duration can't be changed or modified.
If your account is in an introductory or promotional period with a promotional APR, you may see limited duration options.
If you have an eligible Card with the Plan It feature, you can use the Plan It Pre-Purchase Calculator to view the plan duration and plan fee options that could be available for a specific dollar amount prior to making a large purchase. To access the calculator, visit the Plan It hub on your online account.
If you don't have an eligible Card with the Plan It feature, you can visit the public Pre-Purchase Calculator here to view the monthly payment plan options that could be available on the Card.
The calculator is an illustrative tool only and does not provide the actual plan options that may be available to you when creating a plan. Your ability to make a purchase or create a plan equal to the amount you enter in this tool will be based on your account status, your Amount Available to Plan, and / or your credit limit. Your actual plan options with the monthly plan payment and plan fees will be presented to you if you choose to create a plan.